Wednesday, October 29, 2008

Ways to Use VoIP to Save Money


Ways to Use VoIP to Save Money

1. Get a free phone number and inbound calling with Toktumi hosted VoIP. Hosted VoIP provider Toktumi will give you a free inbound phone number with voice mail. Unfortunately, it won't let you choose the area code, much less the number itself. Still, if all you want is to receive calls and listen to voice mail through your PC, you can't beat the price (you also get five minutes of outbound calling for free). If you're willing to spend $14.95 per month, you get your choice of area codes and a lot of other things. To start with, there's unlimited outbound North American calling, an auto receptionist and the ability to route calls to nine other numbers. You make and answer your calls using either a downloadable softphone with your headset-equipped PC, or through a $29.95 Toktumi adapter for your phone that you connect to your PC with a USB cable.2. Get free hosted IP PBX with Bandwidth.com. Bandwidth.com provides integrated voice and data packages for SMBs. The packages, which it calls BoxSets, come in several bandwidth/phone-line combinations. Recently Bandwidth.com added a perk for users of those BoxSets: free hosted IP PBX service. The service, called Phonebooth, offers everything from auto attendant to four-digit extensions to simultaneous ringing to conference calling to contact-list management. The savings compared to the monthly $50 or more per seat of typical hosted PBX services can be considerable.3. Get free unified voice mail with PhoneFusion Inc. If time really is money, PhoneFusion's unified voice mail service will save you some serious cash. The service, called Fusion Voicemail Plus, lets you forward unanswered calls from all your phone accounts — wireline, cellular, VoIP, home or office — to a single voice mailbox. When someone leaves a message, the service sends a text message to your smartphone. The client software you've loaded onto your handset will display the message as visual voice mail. It will show you the caller ID of the person who left the message, and which of your numbers they called on. You can click to listen, or to reply by calling back or, if it's a mobile number, by sending a text message. The more phone accounts you have, the more time-as-money you'll save. You'll also save the $7.95 per month that traditional carriers typically charge for voice mail on top of basic service. The client software is available for BlackBerry, Linux, Palm, Symbian and Windows Mobile handsets.4. Use OnState's online call center with Skype Ltd. SMBs typically get call centers in one of two ways: as an add-on function to their IP PBX or as a hosted service. Either way is cheaper than traditional call centers, which are big, centralized, proprietary and expensive. Still, both approaches can cost a fair amount of money. OnState Communications offers a Web-based call-center service that differs significantly from most hosted call centers because it uses Skype as its underlying telephone service. Instead of handling the calls itself, it simply tells Skype where to route them. A basic package runs as little as $30 per seat, one-fifth the cost of some other options.5. Use trixbox Pro and get Internet calling to other users for free. Trixbox Pro is Fonality Inc.'s downloadable open-source IP PBX software. Tech-savvy SMBs and resellers can load it on a server or on a trixbox appliance they buy from Fonality, and create a feature-rich phone system for a fraction the price of proprietary systems. One of the best benefits of trixbox Pro is that it comes with a service called trixNet, which provides free Internet calling between trixbox Pro systems. The systems don't have to both belong to your own company, and you don't even have to know about the other one. If, say, one of your overseas customers also has a trixbox Pro system, you'll have a pleasant surprise at the end of the month when you find out all your calls to that customer were free. When Internet conditions can't support voice-quality transmission, calls fall back to conventional PSTN (public switched telephone network) delivery.6. Send Palringo Ltd. voice IMs instead of making mobile calls. Talking on your smartphone can be better than sending mobile IMs (instant messages) in several ways. First, voice can convey feelings better than text, even with emoticons. Speaking is also quicker and easier than keying or tapping. But making a long cellular call, or multiple calls, when you only need to say a handful of words once every few minutes can make your cellular bill skyrocket. Thus Palringo's voice IMs, which are packetized voice messages delivered over the cellular data network or wifi and the Internet, can save you considerable money in cellular charges. Palringo's service works on every major mobile and PC operating system and on every cellular network, in contrast to PTT (push-to-talk) services, which are restricted to the carriers that offer them.7. Make free conference calls with iotum Inc.'s Calliflower. There's no need to use a cumbersome, expensive professional conferencing bridge for that sudden, urgent analyst briefing. Just go to the Web site of iotum's Calliflower conferencing service, sign in and start setting up a call. A Web-based "dashboard" interface lets organizers create calls, invite participants and manage and record the conference. It also provides attendees with visual information about the call and its participants. Most important, the service is free except for the cost of long-distance calls to the Calliflower number. Participants can save even more money by calling in via Truphone or Skype.8. Make free VoIP calls from wifi hotspots using dual-mode handsets. There are many ways to save money by making VoIP calls from mobile phones. Some approaches use the cellular network to carry a call between the handset and a local access number of the VoIP network. An increasingly popular approach is to use dual-mode handsets equipped with downloaded client software to make wifi calls at hotspots. The key of course is making sure there's software available for the handset in question. MediaRing Ltd. and DeFi Mobile Ltd. both work on Nokia handsets, while fringland Ltd. and JAJAH Inc. also offer iPhone versions.9. Make free video calls with TokBox Inc., no software download required. If you have a dozen or even a few hundred employees, you're probably not in the position to buy a corporate telepresence system at a quarter million dollars or more. But you might benefit from seeing the person you're talking to, and perhaps showing him or her some of your products or materials. If so, you can use TokBox's browser-based Web video calling service. Because it uses Adobe Flash technology, which is present on virtually every Internet-connected PC, it requires no download. And because it's free, all you need is a Web cam to get started.10. Make and receive Skype calls from mobile phones with iSkoot Inc. Internet phone service Skype is the gold standard for saving money on international calls. But for a long time it wasn't easy to make Skype calls from mobile phones. ISkoot is a leader in making that possible. It uses downloaded client software that runs on a broad range of handsets. The software allows users to make and accept calls to and from both Skype users and regular phones. A calls travel from a Skype Internet gateway to the handset over cellular links, and use up both cellular minutes and Skype credits. But they're a lot cheaper than calls using international cellular minutes.11. Make Skype calls while using Yugma Inc.'s Web-conferencing service. VoIP really starts to show its potential when combined with other forms of IP communication. Take Yugma's cross-platform online collaboration or Web-conferencing service. It lets participants share documents, see and even control each other's desktops through a Java-based application. They can also talk via a conventional conference bridge, but those pushing for the maximum savings can use Skype — Yugma is in fact an official Skype Extra application. There's a free version of Yugma for up to 10 participants, though those with heavy collaboration needs will want to go for the premium version, serving from 10 to 500 users at $10 to $90 per month. It runs on Windows, Macintosh and Linux computers. And it's much cheaper than most commercial Web-conferencing services.12. Get a MagicJack for you and the person you talk to most. The Web site video sounds like a daytime TV commercial, but the value is real. Plug one side of a $39.95 MagicJack device into the USB port on your Internet-connected computer, and plug your phone into the other side. Have the person you talk to the most do the same. From then on, the two of you will be able to talk to each other free over your broadband connections. You'll also be able to make unlimited calls in North America at no additional cost for a year after you purchase the device. After that, you'll have to pay $19.95 per year.13. Move to VoIP slowly with RingCentral Inc.'s hosted IP PBX. Maybe you want to benefit from the savings and features VoIP offers, but worry about risking the reputation of your small company on the quality of calls traveling over the Internet. RingCentral addresses your concerns by providing the flexibility and features of hosted IP PBX service while delivering the actual calls to your premises over conventional phone line. If and when you feel comfortable with Internet telephony, you can move to full-fledged VoIP through the company's outbound Digitalline service for $4.99 per line and up. It's a pretty low-risk way to start cutting costs with VoIP.14. Phone home for free with Jaduka. There are a lot of ways to call home from an overseas hotspot using your headset-equipped laptop. But most of them require buying credits on Internet phone services. Jaduka's earthCALLER service lets North American users do it for free. It doesn't even require a software download: the service uses Microsoft Corp.'s ActiveX technology, so it works through a Web browser. Unfortunately for some, that browser is Internet Explorer. Thus Mac users, and Windows users fond of Firefox or other browsers, are out of luck.15. Use a Voxofon LLC calling-card number when away from your office. Voxofon offers several ways to access its cheap international calling service. You can use a PC with headset, Web-activated callback or your mobile phone. But if you're at someone's home or office without access to a PC, you can use another method: just borrow their landline phone, dial a local access number and PIN and then dial the overseas number. It's just like an old-fashioned calling-card service. You don't even have to use your mobile minutes.

Instant gratification and No commitment


Instant gratification and No commitment

People today are looking for instant gratification without considering others or the consequences. They are reluctant or lacking any intention of making a commitment and abiding by that commitment.

Politicians are known for saying the right things at the right time with no real intentions of believing in what they say or the desire to adhere to their promises. It is all for show in front of the Media and the public. Everything has to do with what is politically correct, whether it is the right thing to do or not. Money, economic benefits, fame and power are the controlling interest. The honest concern for the public is covered up with make believe and illusion of responding to public outcry.

Many of the causes are; Peer pressure, living up to the joneses and today’s fast moving society and technology.

The technology we grew up with could easily have cultivated a "now or never" attitude, a predilection for instant gratification that no previous generation had to encounter.

It is time to look beyond self interest, fame and glory. It is time for a conviction to do what is right and ethical for the public interest with no hidden agenda. It is time to regain the trust of the public with honesty, integrity and true intentions and deeds for the public benefit.

Do not look for the quick fix, the best and lasting fix takes strong resolve, hard work, determination and perseverance to accomplish the ultimate goal on behalf of all humanity.

Yehuda Draiman

PS


You have young people who want instant gratification, and do not have the patience and sacrifice to help achieve those goals.

We won't experience instant gratification. We must sow before we reap; we must invest before we get a return. In other words, we must lose before we gain; we must give up time before we can experience intimacy with anyone.

In a culture where "instant gratification" and "what is in it for me" ... The word you are searching for in that definition is commitment.

The American society and its astonishing attainments have been built mainly upon the burning desires of individuals to achieve their dreams and the freedoms afforded by the society to realize those dreams. The immigrants who reached the shores of America with dreams to labor and live well were not fettered with negative ideologies or concepts but were egged on by a forceful “can-do culture”. To the entrepreneurs pursuing their dreams no river was deep enough, no mountain high enough to thwart their march in pursuit of their dreams.
By any standard, the landing of man on the moon, the Internet, the satellite communication and a host of other technological advances are no less than miracles of the modern age with America contributing the most to these miracles.
While the innovations are all laudable, as they have made life easier and longer, they have also wrought certain malevolent changes. The sequence of desire-effort-patience-fulfillment has been overtaken by a culture of instant gratification that has dropped the element of patience from the natural process, giving rise to distortions, harmful side effects and a set of debatable values.
The most widely mentioned is the change in family values. The discovery of the contraceptive pill in mid-sixties has caused a virtual revolution in gender relations. The premium on virginity and the postponement of sexual intimacy till after wedlock has yielded to instant gratification and the acceptance of sexual experiences as a normal feature in a subsequent commitment to marriage. Even the aura of romance attached to love has taken a back seat. The concepts of family, fidelity and stability in marriage have all changed. They have been sacrificed at the alter of instant gratification.
A new scale of values has taken over. It includes: living together, live-in boy or girl friend, single mother, single father, gay couples, instant availability of porno material on Internet, and so on.
Technology has sparked a very fast tempo of life. Every thing and every one seems to be on the run. Time has shrunk despite an increase in life expectancy. This has led to fast food chains, telephonic orders, Internet shopping, Fed-Ex and UPS services of overnight deliveries, buy-now-pay-later schemes, the facility of returning a merchandise you decide not to keep, pay in easy installments and a host of similar schemes tempting customers to indulge in instant gratification.
The fast tempo of life may have afforded man new conveniences and the ability to accomplish a lot in half the time, but it has also brought in its wake new problems. Take the fast food chains, for instance. They serve such fattening items that if you eat there regularly you can see yourself gaining weight at all the wrong places.
Statistics tell us that 61 per cent of all Americans are overweight, and obesity is now the major cause of death. Half a century back, fair, fat and forty were the ideals. A fat person was thought to be substantial and well to do. Now only the poor and the careless are fat. The wealthy and successful regularly jog and work out to keep sinewy and slim. If you are 30 pounds overweight, you are middle class; if more, then you are poor. It shows that the person lacks self-control. Etiquette demands all rich persons, particularly women, be slim.
The culture of instant gratification is rooted in the abundance created by technological capitalism. The system stands on the questionable premise that both human beings and nature are there to be exploited, no matter what the cost. Nature is being ransacked. Jobs have been transferred to the cheap labor markets of India and China to widen the margin of profit. Economic capital, particularly of the corporate sector, has been no doubt rising, but the moral capital of the people at large is depleting. That is a social consequence of the new economy.
Instant gratification has been made possible by the easy access to credit. The facility (or virus) of credit card is found in the pocket books of all. Interest rates on these go as high as 25%. Yet, it affords the holder the temptation of getting his/her desires fulfilled without wait. It all starts with a small debt; but a small debt is like a small pregnancy, it keeps growing. Let me add quickly that I do regard credit as inevitable for economic activities such as trade, commerce and investment. What I am talking about here is the trap of credit card debts that are largely acquired for instant gratification. The high rates of interest charged on them may be regarded as usury.
In America, the lowest twenty percent of the people remain stuck in that category because they are unable to reconcile their net income with their gross habits. They can’t resist temptation. An income for them is what they can’t live without or within. Many among them live so far beyond their income that they may be living apart. Their credit cards land them eventually in bankruptcy courts.

Humankind sustainability and improving the World, Society, and its Resources! R1

Humankind sustainability and improving the World, Society, and its Resources! R1

Yet who can the world trust to be idealistic and moral enough to help all of humanity and the environment, and at the same time, be practical enough to make extremely difficult decisions that can and will harm a great deal of people?

In only 12 years – between 1987 and 1999 – the world’s population increased by 20 percent, from 5 to 6 billion. This growth, in only 12 years – between 1987 and 1999 – the world’s population increased by 20 percent, from 5 to 6 billion. This growth, combined with dramatic increases in per capita resource consumption, contributes to increasingly serious social and environmental problems.

These problems will only worsen over the next 50 years as the projected world population nears 12 billion and developing nations become more industrialized. We are using finite nonrenewable resources at an ever-increasing rate, with little regard for future generations. Facing these facts, we are compelled to ask: are Earth and humankind sustainable?

People, governments and industries worldwide must adopt policies and practices that promote sustainable development.

Increased life expectancies, births to American citizens, and legal and illegal immigration, if continued, will dramatically increase the population of the US in the 21st century. In addition, the number of Americans aged 65 and over is projected to increase from 35 million in 2000 to 78 million in 2050 (Schneider 1999), and the present 4 million American citizens at age 65 will expand to 18 million by 2050. Unfortunately, many demographers believe that these projections are underestimates (Schneider 1999).
The increasing world population and the advancing technology worldwide is causing the accelerated depletion of natural resources and are creating genuine concern for maintaining our and future generations way of life.

The current depletion of fossil fuels is of major concern to world population today.

Any interruption in such commodity will cause a major economic downturn worldwide.

The issue is not to panic or cause panic, but to educate the public and the government the urgency of the impending crises and to take appropriate action to prevent such a catastrophe.

We have the science, knowledge and technology to overcome these impending energy crises.

We should accelerate our investment in research and development of renewable energy and energy efficiency, utilize energy efficient materials and systems to construct any new structures and in remodeling and rehabbing existing structures.

The amount of resources and funds should be a least a trillion dollar, this is a potential crisis of enormous magnitude, and we must utilize those funds wisely and carefully.

If we all pull together, the people the government and the scientific community, we can overcome these potential crises and enhance our living on earth. We must cut the political bickering and look at what is good for our country, with no hidden agenda. We must stay unified. We shall prevail.

In addition all we have to do is show the corporate world the financial benefit they can derive from such investment in those technology and we will see them all running to join the task of renewable energy at an affordable cost.

Happiness

Happiness
We've all heard that money doesn't buy happiness, and that's certainly true. But there is one way to get it: Give money away.
The evidence is clear that gifts to charitable organizations and other worthy causes bring sub­stantial life satisfaction to the givers.
People who give money to charity are 44 percent more likely than non-givers to say they're very happy. Volunteers are 41 percent more likely to be very happy than non-volunteers. It does not matter whether the gifts of money go to churches or symphony orchestras; reli­gious giving and secular giving leave people equally happy, and far happier than people who don't give.

The Founders listed liberty right up there with the pursuit
of happiness as an objective that merited a struggle for our na­tional independence. In fact, freedom and happiness are inti­mately related: People who con­sider themselves free are a lot happier than those who don't. In 2000 the General Social Survey revealed that people who per­sonally feel "completely free" or "very free" were twice as likely as those who don't to say they're very happy about their lives.
Not all types of freedom are the same in terms of happiness, however. Researchers have shown that economic freedom brings happiness, as doe’s polit­ical and religious freedom. On the other hand, moral freedom — a lack of constraints on behav­ior—does not. People who feel they have unlimited moral choices in their lives when it comes to matters of sex or drugs, for example, tend to be un-happier than those who do not feel they have so many choices in life.
Americans appear to under­stand this quite well. When poll-
sters asked voters in the 2004 Presidential election what the most important issue facing America was, the issue voters chose above all others was "moral values." This beat out the economy, terrorism, the Iraq war, education, and health care as people's primary concern. Pundits and politicians would certainly like us to think other­wise, and critics scoffed at the conclusion, interpreting it as evi­dence that ordinary Americans were out of touch. But moral val­ues are critical to Americans. This suggests that, as a people, we do best by protecting our political and economic freedoms and guarding against a culture that sanctions licentiousness.

Job Satisfaction leads to happiness
People who say they are very happy in their lives, 96 percent are also satisfied with their jobs. Furthermore, job satisfaction would seem to be causing overall happiness, not the other way around.
Lessons for America
The data tell us that what mat­ters most for happiness is not having a lot of things but hav­ing healthy values. Without these values, our jobs and our economy will bring us soulless
toil and joyless riches. Our edu­cation will teach us nothing. There will be no reason to fight—or to make peace, for that matter—to protect our way of life. Our health-care system will keep us healthier, but what's the point of good health without a happy life to enjoy?
The facts can help remind us of what we should be paying attention to, as individuals and as families, if we want to be happy. There's also an important mes­sage here for public policy and politics. We must hold our lead­ers accountable for the facts on happiness and refuse to take it lightly when politicians abridge the values of faith, work, family, charity, and freedom. Candidates running for office should be grilled about happiness in debates and by the press, and their answers should determine our votes. Our happiness is sim­ply too important to us—and to America—to do anything less. “How happy are you”

Good will and happiness

Good will and happiness

“Since you get more joy out of giving joy to others you should put a good deal of thought into the happiness you are able to give.”

“Happiness and moral duty are inseparably connected.”

“Happiness is a by-product of a well-lived life, and it is achieved through the pursuit of endeavors that are meaningful and sometimes painful.”

“There is joy in work. There is no happiness except the realization that we have accomplished something.”

“That is happiness: to be dissolved into something complete and great.”

“Being passionate about something is the key to success. But using that passion to help others is the key to happiness.”

“All you need for happiness is a good gun, a good horse, and a good wife.”





Use alternative energy
Oil prices are skyrocketing and it affects more than just your price at the pump. Utility companies are increasing their prices and the cost of batteries is always high, but there's no way to live in the modern world and enjoy modern amenities without relying on a utility company or batteries to power the electronics which are so integral to our lives. Right?
Wrong! There are many forms of alternate energy sources that could not only save you thousands of dollars annually, but will help decrease pollution and its negative effects on our environment.
Most utility plants are coal-burning and even the ?clean coal? produces some smog. The clean energy-producing nuclear power plants are few and far between and even they present the problem of possible nuclear meltdown and of how to dispose of toxic waste.
Alternative energy sources eradicate these pollution problems. Why, then, do traditional utility plants still exist? There are groups dedicated to the widespread promotion of alternative energy sources, but it is difficult for a culture so dependant on oil to change, especially when alternative energy sources require special arrangements and can sometimes have problems meeting the energy needs of thousands of homes and businesses all at once.
You can make a difference in your own home or business, though, by changing your individual energy source to an alternative energy option. Solar power, for example, is an alternative energy source frequently used in lieu of batteries to run accessories like flashlights or the electrical needs of an RV, but it also can produce enough power to power entire homes and businesses.
The solar cells on the panels convert sunlight photons into electrical energy and that energy is sent to an inverter, which converts the alternative energy into useable electricity. Excess energy not used immediately is stored for later use at night or on cloudy days. By installing solar power panels on the roof of or on the ground near your home or business, you can enjoy pollution-free, no-cost energy after an initial installation fee, which could cost you between $10,000-100,000, depending on the size and energy needs of your building.
Hydropower, another pollution-free, no-cost alternative energy source, is more often used to power large buildings or entire towns, but if you have the appropriate environment, you may want to look into it or you could even build the environment! Hydropower is an alternative energy source that uses the force of water moving downward most often in waterfalls to turn turbines that generate electrical energy.
Wind power is another popular source of alternative energy. If you live in an area with adequate wind, you can build a tall structure that's similar to a giant fan on your property. This fan is an electrical generator powered by the wind, and similarly to other alternative energy sources, excess energy is stored for use when the wind is not strong.
There are quite a few alternative energy sources that are still undergoing testing, but you can do your part to help the environment today! Yes, converting to alternative energy sources can be expensive at first, but they are all virtually free to run after installation. Plus, without utility bills, you will more than make back your money over time. If you're not ready to spend the money, look for alternative energy for accessories like flashlights!
Ready to install an alternate energy source in your home, business, or RV? Want to buy alternate energy-powered accessories? Eager to help spread the word about the benefits of alternate energy? Visit the Alternate Energy Resource Network at alternate-energy.net.

Effective ways to dispute utility bills cable/dish bills

Effective ways to dispute utility bills cable/dish bills

Do not get intimidated by the Utility companies

Start with the source – your local service provider.
Find an advocate. CUB, BBB, Etc.
Try city, state, national and federal organizations.
Remember deregulated service providers are also required to follow local regulations.

Resolving billing issues
If you stay calm and collected you can effectively dispute utility bills, solve the problems and maybe recruit some free help along the way.
It is very common to find errors and various unknown or unauthorized charges on your telecom bill (Telephone, Cellular, Data-Internet Etc.). Review your bills monthly. (Telecom companies bill a month in advance).
Review your phone bill every month to be sure you are billed only for what you requested and at the rates you were quoted. Call your phone company if you have any questions.
Water and sewer bills should also be reviewed in detail, you may be able to reduce you sewer charge (especially if you are watering lawn, pool and pond) or if you have no meter, reduce the monthly charge based on size and consumption.
Many third party deregulated Gas and Electric suppliers who contend that they save you money, actually cost you more. Review the charges versus your local regulated utility company. Insist that they guarantee a lower price and savings over the local regulated gas or electric company. Verify the accuracy of the billing including quantity delivered (therms, KWH).
That king-sized electric bill or gas bill may be appropriate for a family of five, but no way is it right for just you and your spouse. (avoid estimated billing)
Or, maybe your cable/dish company is dunning you for a pay-per-view movie you never ordered.
Errors and overcharges occur from time to time on utility bills and cable/dish bills, and they're usually not in your favor. Sometimes, a quick call to the company can resolve the mishap simply. Other times, disputing a utility bill is not so easy.
Don't let a ridiculous charge send you into a fuming rage, venting your frustrations to the customer representative or screaming for a lawyer. Keep your cool and voice your complaint in detail.
Start with the source. (Your local service provider)Prepare before you contact the company. Have your current bill, past bills and any canceled checks in front of you. Make sure you have your account numbers and passwords if there are any. Have a notepad and pen handy because you'll want to make notes throughout the conversation and also get information about the customer service representative.
Figure out by how much you want to get the bill reduced, but be realistic about what you would accept for a settlement. Then, contact the company when it's least busy. Friday mornings are good times to call. Avoid Mondays and the days after holidays, since those times are the busiest.
Create the mood. Firm and aggressive presentations work as long as they are not combative. Tell the customer representative you have a problem with the bill that both of you need to review.
When you talk with the customer representative do the following:
Write down the date and time you talked with the person.
Ask for the person's name, identification number and extension before you begin to discuss the bill.
Ask if there's a case number, and jot it down.
Go through the bill line by line to determine the cause of the problem.
Ask what the expected turnaround will be for the resolution.
Write down any price quotes and/or charge adjustments. Ask the customer representative to do the same in the company's computer database.
Call at a different time if you have problems with the representative. Speak to the manager if disagreements persist.
Follow up the call with a letter to the company. The information collected during the phone call should be included in the note. Make sure you sign it.
If all else fail, ask for a supervisor or executive appeals division.
If you are not satisfied. File a complaint with the Utility Commission in your State.
In order to win disputes with utility companies you must keep thorough documentation to prove your points.
Find an advocate. Recruit support if your calls to the utility company are not sufficient.
You can locate your state's public utilities commission, which oversees utility companies, or get help through the National Association of State Utility Advocates, or NASUCA. This organization represents the interest of utility consumers before state and federal regulators in court. Also your state Citizens Utility Board.
"At the commission you can have an informal investigation and if you are not satisfied you can file a formal complaint," says Jay Draiman, a Utility bill auditor.
He explains that the commission informally investigates the dispute by contacting the company on your behalf. If the commission's answer is one that you don't like, you can file a formal complaint against the utility company. If the formal complaint doesn't make you happy, you can appeal the decision. At this point, he warns, courts of law, most likely a municipal court, are involved and a lawyer might be needed.
Some public service commissions address cable disputes. If not, Consumers for Cable Choice, a consumer advocacy group, says other alternatives exist.
"Most consumers don't know this, but they can call their local franchising cable board. That's the agency that has the ability and authority to adjudicate public complaints," says the auditor.
Not all municipalities or towns have a cable board. So, try calling the clerk of the county or clerk of the city in your area to find out who is responsible for cable complaints.
A visit to the attorney general's office may or may not help. The procedure for handling complaints varies with each office. Some offices, depending on the type of utility, might refer you to other state regulators, and others may attempt to mediate the dispute between you and the company themselves.
Try national and federal organizations. Consumers can file a complaint with the Citizens Utility Board (which has attorneys on staff), Better Business Bureau, or BBB, a private nonprofit organization that monitors and reports marketplace activities to the public. The bureau sends the consumer's complaints to the company.
"If we have not heard from the company in 30 days, we close the case and suggest small claims court," says spokeswoman for BBB.
According to the BBB, it cannot force a reply from the company and it cannot administer sanctions. It can make a note of the company's unwillingness to respond in the company's reliability report that's provided to the public.
The U.S. government can tackle some of your problems.
Telecommunications issues can be handled by contacting the Federal Communications Commission, or FCC.
Consumers can file an informal complaint with the FCC and, if determined appropriate, the commission will send the complaint to the company or companies named. The FCC allows telephone companies only 45 days from receiving the complaint to respond to you and to provide a copy to the commission. The FCC reviews the response but doesn't issue a ruling or decision.
If the company's response doesn't satisfy you, you can make a formal complaint. This will involve hiring a lawyer and paying a complaint fee. File this type of dispute within six months of receiving the response to the informal complaint.
Consumers can also contact the Federal Trade Commission, or FTC, but the FTC's help depends on the circumstances. According to spokesman, the FTC only gets involved if a charge the consumer did not authorize is placed on the bill.
Contact you phone company about a dispute
If you have a problem with your phone service or bill, contact your phone company as soon as possible to try to get the problem resolved.
• Call the phone company’s toll-free customer service number or reach its cus­tomer service center through the internet, if available.
• If you cannot get the problem settled to your satisfaction, with the customer ser­vice representative, ask to speak to a man­ager. A higher level employee may have more authority to settle your problem.
• Before you contact the company, be prepared. Gather up your bill, receipts or anything else you may want to refer to and don’t forget to write down when you contacted the company, who you talked to, and what that person agreed to do.
• Remember that sometimes it takes sev­eral minutes to reach a live person at the phone company, so make your call when you are not in a rush.
If you contacted your phone company and it did not help you with your problem, you may file a complaint with the CPUC Consumer Affairs Branch.
The CPUC can help you with complaints about telephone service or the bill, including any charges that you did not authorize or if your phone service was switched to another phone company without your approval. You may contact the CPUC by phone, through the Internet or by mail:
• By phone: 800-649-7570
• Online:
http://www.cpuc.ca.gov/static/ forms/complaints/index.htm
• By Mail:
CPUC Consumer Affairs Branch
505 Van Ness Ave.
San Francisco, CA 94102
If your phone company and the CPUC were unable to help you, you may contact the FCC if you are questioning calls made from or to another state or from or to another nation. You may reach the FCC:
• By e-mail: fccinfo@fcc.gov
• Online:
complaint form: www.fcc.gov/ cgb/complaints.html.
• By mail:
Federal Communications Commission
Consumer & Governmental Affairs Bureau
445 12th Street, SW
Washington, D.C. 20554
• By fax:
1-866-418-0232
• By phone:
voice 1-888-CALL-FCC
(1-888-225-5322)
TTY 1-888-TELL-FCC
(1-888-835-5322)

Cut Your Utility Bills

Cut Your Utility Bills
Appliances do not use energy, people do! The best way to reduce your monthly utility bills is to concentrate on the biggest energy hogs. Hot water is the biggest energy user in households. Refrigerators and freezers often come in a close second. If you use electric heaters and window air conditioners, they will use a lot of electricity during the months you use them. Read on for some energy-saving tips:
Appliances do not use energy, people do! The best way to reduce your monthly utility bills is to concentrate on the biggest energy hogs. Hot water is the biggest energy user in households. Refrigerators and freezers often come in a close second. If you use electric heaters and window air conditioners, they will use a lot of electricity during the months you use them. Read on for some energy-saving tips:
Insulate your hot water tank. Many utilities offer free water heater wrapping. Set both top and bottom elements of your electric water heater to 120°F. You can measure hot water only. Take a temperature reading before you make the adjustment. Wait six hours and take another reading.
Showers If your family takes mostly showers, buy a water-saving showerhead rated at 3 gallons per minute or less. You can buy a good one for as little as $5. New showerheads give spray and deliver water with plenty of pressure. Water-saving pulsating shower massage models are also available. A water-saving showerhead could save you up to two cents every minute you shower!
Clothes washing and Dishwashing Another major use of hot water is clothes washing. Take two simple steps to cut most of the energy wasted: First, do not run partial loads, or, if you must, set the water a smaller load. Second, use the warm wash/cold rinse setting for most of your laundry loads. Only diapers and oily work clothes need a hot water wash. Using only full loads is a good rule of thumb for automatic dishwashers. If you wash dishes by hand, use the two sink or basin method - one for washing, one for rinsing. Do not leave the faucet running. That can use as much water as a shower or bath.
Refrigerators and FreezersTake your refrigerator's temperature. The ideal setting is 40°F; 0°F for freezers. Combination refrigerator/freezers usually have only one control, in the refrigerator thermometer inside the refrigerator section. Take a temperature reading after a half hour. Adjust the setting higher or lower to achieve 40°F. Wait one hour before checking the temperature again. Re-adjust if necessary.
Lighting and EntertainmentThe easiest way to save on lighting and entertainment energy bills is to turn off lights, TV sets and stereos when you're not using them. Here are some other lighting tips ceiling fixtures with lower wattage bulbs. Or replace two 60-watt bulbs with one 100-watt bulb. Place floor, table and desk lamps where you read and work. Use only the wattage you need.
How Much Can You Save?Estimate your energy costs again after making these recommended changes. Fill in the chart below and compare it with the chart you made on page 4. How much you can reduce energy bills for hot water and appliances also depends on how old your hot water heater and appliances are. Newer, energy-efficient models cost less to use.

Consumer’s responsibility to conserve energy

Consumer’s responsibility to conserve energy

Consumers coming to the utilities for innovative ways to educate the consumer first of all, in other words some form of education to conserve energy to assist with the energy crisis, and then also the energy devices that one can implement either those which are relatively inexpensive or those that are more expensive. What are some of the options consumers have? If we have a look at just the simple basic habits - that’s switching off lights, buy low voltage bulbs (CFL-LED), switch off faucets, put timers on and or photocells, when you fill up the kettle only boil the water you require for your cup of coffee. I think this is a way of life, and it is about lifestyle - perhaps we are accustomed to something different, it’s now about saying “how can I be more energy efficient?” because I understand as a consumer that the crisis we are currently faced with at the moment goes beyond the responsibility of the utilities. This is the consumer’s responsibility - it’s not going to be solved overnight, but as consumers we can in fact take that role. Our appeal to homeowners is to say “how are we in fact conserving energy, and contributing or assisting in actually solving/minimizing the problem?” If each and every one went a little bit of the way - perhaps an energy saving of 5% or 10% can easily go a long way to assist in the energy crisis.
We still have to depend on wind turbines and solar power - we have batteries that we need to get in order to help to save those power needs as well - are we able to afford them? I think when we have a look at things like a wind turbine and solar panels those are expensive items - but if you take the average house 20% of the electricity is actually used in the lights. If you used a low voltage bulb for example you’d save 650% of the actual lighting energy that you require - those are inexpensive ways to go about it.

When we use our vehicle, try to accomplish multiple errands at one time, you will save fuel and wear.

We also must look at conserving water – this is resource that sustains life, it must be preserved and not waited or abused. See if you can harvest and utilize rainwater.

Homeowner’s Guide to Energy Audits

Homeowner’s Guide to Energy Audits
Simple steps you can take to lower your energy bills
With rising energy cost, and an unstable economy, an energy audit is something any homeowner should undergo
When most people hear the word “audit” they’re likely to break out in a cold sweat. But an energy audit is something any homeowner should happily undergo -- it will identify measures that will help lower your energy bills, make your home more comfortable and reduce your carbon footprint. Best of all, if you’re moderately handy, you can do the audit yourself. For the DIY-challenged, or for those wishing to go above and beyond the basics, there is the option of a professional audit. Before enlisting the services of a professional auditor, though, check with your utility or local government to see if they offer assistance for audits. A great source for further information on home audits is the U.S. Department of Energy’s Energy Efficiency and Renewable Energy Information Center. On this site you can also find a link to state and federal audit assistance programs. There are also a variety of tax credits available for improving your home's energy efficiency or adding renewable energy, some of which at the time of this writing are set to expire at the end of 2008.
Building envelope
The best place to start your audit is to locate areas where air leaks may occur by running your hand around doors, windows, baseboards and electrical outlets. If it’s not a windy day and you can’t locate any leaks, try pressurizing your home: close all windows, doors and flues and then turn on all your exhaust fans (typically in your bathrooms and kitchen).
Another trick is to hold a smoking incense stick near windows and doors to help indicate areas of leakage. A professional auditor will use a device called a blower door to pressurize the house and locate leaks.
Any gaps or areas of air leakage should be sealed with simple caulking or weather stripping available at hardware stores. Reducing drafts in a home can result in energy savings of 5 to 30 percent per year.
Just as important as controlling air leaks is ensuring your home is well insulated. Recommended insulation levels, or ‘R’ values, have been steadily increasing as concerns over fuel prices and environmental issues mount. Insulation is a relatively inexpensive product that can have a huge impact on your energy bills. Improve insulation in the easy-to-access areas first such as the attic floor between your basement and living space.
Many people are now insulating existing exterior walls by blowing in insulation. While this method can be effective it can also leave gaps -- do it only after sufficient insulation has been installed in the easy-to-reach parts of the house.
If your windows are single glazed (i.e., one pane of glass), consider retrofitting double-glazed windows. A double-glazed window can cut heat loss in half. The retrofit double-glazing market is fairly competitive and costs have come down in recent years. Be sure to investigate the quality of the company you choose and remember, not all windows have to be done at once.
An alternative to double-glazing is to install floor-length insulated curtains with pelmets.
A pelmet is a frame placed above a window that reduces convection currents across the window. Installing insulated curtains and pelmets can have almost the same impact as double-glazing, but they only work when they’re closed.
Hot Water Heating
Heating hot water can account for up to 25 percent of a home’s energy needs. The most significant savings usually come by switching to a more efficient system. But there are a number of other less expensive measures you can take to reduce water heating energy. Inspect the pipes around your tank and ensure they’re insulated and that the insulation is in good condition. If the tank is warm to the touch, purchase an insulating blanket to wrap around the tank or, better yet, replace the tank altogether. Set your water heater to 120ºF -- any higher is unnecessary and leads to even greater heat losses. Additionally, installing low-flow shower heads can significantly reduce a home’s hot water usage. If you’re considering replacing your hot water system, check out solar, heat pump or instantaneous hot water heating options. Selecting the best system will depend on your climate, how and when you use water, and the number of people in your home.
Heating Ventilation and Air Conditioning (HVAC)
An HVAC system typically represents a home's single largest source of energy use, representing over 50 percent of the total energy use in U.S. houses. Improving the thermal performance of your home (see above) is the single biggest opportunity to reduce HVAC energy use. Other measures you can take to reduce HVAC energy use include installling a programmable thermostat and fixing leaky ducts. If you have an old forced-air delivery system, it may be worthwhile to have your ducts examined by a professional. Options for new HVAC systems include heat pumps, geothermal (or ground source) heat pumps, condensing boilers and pellet fires, which burn compressed wood waste.
If you have a home that is constructed on a concrete slab you might consider replacing carpeting with tiles in rooms that receive direct sunlight. Doing so will help control overheating in the summer and provide free passive heating in the winter.
Lighting
Take a close look at the types of lights in your home. Consider replacing existing incandescent bulbs with compact fluorescents lights (CFLs). Compact fluorescents use approximately one-fifth the energy of a typical incandescent bulb and can last up to 10 times longer. They’re now available in a variety of shapes and sizes and can replace bulbs in almost any fixture. Compact fluorescents should be recycled or disposed of properly due to the small amount of mercury they contain.
Other alternatives to the incandescent bulb are light emitting diodes (LEDs) and halogen replacement bulbs. While LED technology has improved immensely over recent years for the most part LEDs will not yet produce the light levels of the bulbs they are designed to replace. However they are ideal for some applications and they can be used with a dimmable fixture unlike most CFLs. The downside to LED lights is their high initial cost. But when you factor in their longevity -- up to 50,000 hours – they’ll more than pay for themselves over their lifetime.
Appliances
In most homes the refrigerator is the single biggest plug load. To assess your fridge examine the door seals. If you can feel cold air leaking out it’s a good idea to replace them. Old refrigerators can be extremely inefficient. If your fridge is more than five to ten years old consider replacing it. A modern Energy Star refrigerator can use 40 percent less energy than a conventional model sold just seven years ago. And if you purchase a new fridge, resist the temptation to make your old fridge your new beer cooler.
Many modern appliances have a standby load. A standby load is the power drawn by microwaves, stereos, TVs, dishwashers and other appliances while they’re waiting to be used. While the power of any one of these appliances in standby mode is not significant, over a period of a year the cumulative energy from multiple appliances can add up. Consider unplugging appliances that are used infrequently to reduce standby power. Or plug appliances into a power board and turn off the power board when the appliance is not in use.
If you’re curious about how much energy your appliances are drawing, pick up a centameter. It’s a small device that provides a digital display of the power your house is drawing. Place one in a visible location and it’ll function as a great reminder to everyone in your home just how much energy you’re using.
Your first goal in a home energy audit is to pluck the low-hanging fruit. First tackle the measures that can be done easily and cheaply like draft-proofing and replacing the seals on your fridge. Next on your list should be those measures that will give you the greatest return on your investment, like improving insulation and replacing leaky ducting. Your last step should be those big-ticket items, like installing a new HVAC system or retrofitting double-glazed windows.
With winter fuel bills looming, a crawl through the basement might just be the ideal way to spend a Sunday afternoon.

8 cheap ways to make your home more energy-efficient
If you're dead-set on that charming but energy-inefficient house, here are some relatively inexpensive ways to whittle your energy bills after you move in.
Replace your refrigeratorThis is one of the biggest energy-guzzling appliances in the house, says Lisa Dornan, spokeswoman for Direct Energy, and there have been big changes in the efficiency of this appliance over the last five years. "If you look back at the top-rated refrigerator in 2001 that was Energy Star, and one you'd buy today with an Energy Star rating, there would be a 20% to 40% difference in energy efficiency," she says. Her firm, Direct Energy, performs home energy audits and is an energy retailer. Replacing older dishwashers and dryers can make a big difference too, she adds.
Install a programmable thermostat and a timer for the water heaterJust as you would flip off the lights before heading out to work, you should turn the heating or cooling off or down while you're away. Program the thermostat for a higher temperature when you're gone in warmer months, or lower in cooler months. These thermostats can be had for $150 at big-box hardware stores.
Likewise, don't heat your water when you're not there to use it. "You definitely want to make sure you are not heating the whole tank needlessly," Dornan says.
Tankless water heaters can be a great investment too, she adds, but they may take a few years to pay for themselves.
Put a solar film or solar shades on the outside of windows to cut the heatIf you're moving into a house with single-paned windows, or living in a climate with extreme heat, you should consider putting something on the outside to reflect the light, Arizona home inspector Scott Hubbard says.
Don't let the heat escapeAlso, caulk window and door frames to make sure they are airtight. And if possible, use honeycomb-type shades on the inside to trap the heat before it is absorbed into the room.
Use compact fluorescent bulbsThis is kind of a no-brainer, experts say, because it's so cheap to do and saves so much on your electricity bill. "Just for swapping out 10 light bulbs (in my home), I was able to get $400 a year in energy savings," Dornan says.
Change the filter on your air conditioner regularlyThis monthly maintenance helps it run more efficiently, Dornan says, and minimizes wear and tear on your unit. Arranging furniture so it doesn't block air vents also is important to maximize the flow of cooling from your system.
Put in shady landscapingPlanting a tree or some vegetation outside a big window can shade your house from the strongest rays of the sun and stifle freezing winds. Planting low-water native plants can also cut your water bill, lowering the total cost you pay for you home each month. (See this slide show on 16 water-wise plants and read more about planning a drought-tolerant garden.)
Invest in an attic fanThese inexpensive fans can make a difference in the temperature of the whole house and keep your air conditioning from working so hard.
14 ways to lower your heating bill
Prices for heating oil and natural gas may have leveled off, but there are still some things you should do to cut your costs this winter.
There's good news and bad news if you're a homeowner who's bracing yourself for the annual rise in winter heating costs: The bill won't hurt more this year, but it won't hurt much less.
The Energy Information Administration forecasts that the average household heating fuel expenditures this winter will decrease to $928 per household, down from $947 last year. This is the first price drop since the winter of 2001-2002.
If you hope to save more than the projected $19, there are many steps you can take.
"There's a lot of things that the entrepreneurial homeowner can do, if he's a little bit handy," says John Ryan, team leader for commercial buildings for the Building Technologies Program in the Department of Energy's Office of Energy Efficiency and Renewable Energy, who has spent years thinking about efficiency in homes.
Here are more than a dozen simple steps you can take to slash your home's heating bill. Six steps cost nothing. Eight more cost under $100. Combine them, and you can often expect to save 20% — and possibly much, much more — on your home heating bill this winter. And some new federal tax breaks even sweeten the opportunity.
Grab that free, low-hanging fruitFirst, the freebies. These strategies may sound simplistic, but they work well:
Turn down the thermostat. "The rule of thumb is that you can save about 3% on your heating bill for every degree that you set back your thermostat" full time, says Bill Prindle, deputy director for the nonprofit American Council for an Energy-Efficient Economy (ACEEE). Turn down the thermostat 10 degrees when you go to work, and again when you go to bed -- a total of 16 hours a day -- and you can save about 14% on your heating bill, says Prindle.
Use fans wisely. In just one hour, a hard-working bathroom or kitchen fan can expel a houseful of warm air, according to the Department of Energy. Turn them off as soon as they've done their job.
Keep the fireplace damper closed. Heat rises, and an open damper is like a hole in the roof. Also, limit use of the fireplace, since fires actually suck heat from a room, says Harvey Sachs, director of ACEEE's buildings program. Close off seldom-used rooms. And shut the vents inside.
Turn down the water heater. Lowering the temperature of water in the water heater to 115-120 degrees reduces power use often without a noticeable difference to the user, says Prindle.
Keep heating vents clear. Vents blocked by rugs and furniture prevent heated air from circulating efficiently.
Use curtains. Opening curtains and shades on south-facing windows during the day allows solar radiation to warm a living space; closing all curtains at night helps retard the escape of that heat.
Low-cost fixesSo you've put the easiest, and free, ideas to work. Now you can really make a dent in that heating bill with one cheap trip to a hardware store (Home Depot, for example, has all of the items below) and a few hours of work
Block that leak!The small gaps surrounding windows, doors and other areas in the American house, taken together, are like a 9-square-foot hole in the wall, according to EarthWorks Group's "30 Simple Energy Things You Can Do to Save the Earth." Plugging them can save you up to 10% on that heating bill, and the materials will pay for themselves within a year, ACEEE says.
First, find the leaks: On a windy day, hold a lit incense stick to the most common drafty areas: chimney flashing, recessed lighting, sill plates, window and door frames, all ducts and flues and electrical outlets.
Buy door sweeps ($3-$10) to close spaces under exterior doors, and caulk ($2-$5 per roll, plus a $10 caulk gun) or tacky rope caulk to block those drafty spots around window frames. Apply weather-stripping ($3-$6 for up to 17 feet) to movable joints. Outlet gaskets ($10 for 10) can easily be installed in electrical outlets in a home's outer walls, where cold air often enters.
Keep your ducts in a rowA home that uses ductwork to move heated air can lose up to 60% of that air before it reaches the vents if the ducts are poorly connected, not well insulated and travel through unheated spaces such as the attic or crawlspace, says the government. "If you are a halfway savvy do-it-yourselfer, and your ductwork and heating and air-conditioning equipment are in the attic, you can do an awful lot to fix your system, at low cost," says Sachs.
First, look for obvious places in the attic, basement or in crawlspaces where ducts have become disconnected. Reconnect them, and fix places where pipes are pinched, which impedes flow of heated air to the house, says the Department of Energy's Ryan.
Fix remaining gaps with tape, but don't use traditional duct tape, which deteriorates; instead, use metal-backed tape ($6-$10 per roll) or aerosol sealant. Where possible, wrap the ducts' exterior with special duct insulation ($8-$12 for 15 feet). Though the cost will be substantially more, it's a good idea to get a professional to help insulate ducts when electrical wires or lighting fixtures are nearby.
Other tips:
Swaddle water heater and pipes. Unless you've got a newer water heater that already has built-in insulation, covering your water heater with an insulated "jacket" ($17-$20) will keep costs down, especially if your heater is in an unheated place like a garage. Also, wrap water pipes ($1-$5 per 5-foot section) when possible, especially when they run through uninsulated areas.
Winterize windows. If you can't afford storm windows, put plastic film on those windows ($6 covers three windows) where a clear view isn't crucial, which will curb drafts and keep windows from rattling.
Buy a low-flow shower head. A water-efficient shower head (often less than $20) can use 25% to 50% less hot water, saving both on water and power bills, with little to no reduction in user satisfaction, says Prindle.
Buy a smart thermostat. If you're the kind of person who forgets to turn the temperature down at night and before work, but who doesn't mind programming things like the TV remote control, a "smart" thermostat ($50-$100) can be set to change the temperature for you.
Keep your furnace in shape. "It's amazing how often a heating or air conditioning unit stops working because a $3 or $15 air filter is clogged," says Sachs. Replace the air filter ($4-$16) according to manufacturer's directions and your heating system will operate more efficiently. Oil-fired boilers should be cleaned and tuned annually, and gas systems, every two years($100-$125). By maintaining your heating unit, you can save between 3% and 10% on heating bills, says ACEEE.
Look for other insulation opportunities. Some well-placed insulation, especially in the attic of older homes, can save a bundle ($7-$16, in rolls from 22-32 feet, depending on insulation value).
First, however, Sachs recommends going into the attic and looking for black-stained areas on the edges of the fiberglass. That's dust, and it shows where air is flowing up out of the living space. Sealing that area first will do more good than simply piling on more insulation.
By following all of the aforementioned strategies, the owner of an older home can likely save much more than 20% on heating bills, he says.
Thinking bigSo you've spent the minimum and will now save a noticeable chunk of money. What else can you do in the future? Replace appliances, heating units, light fixtures and bulbs with high-efficiency replacements.
It costs money to save money, however. While an adequate vinyl window might cost $100-$150, a double-paned window with a low e-rating (that's a good thing) can cost $50-$100 more, says Nevil Eastwood, director of construction and environmental resources for Habitat for Humanity International in Georgia. "That adds up when you've got 15 windows in your house," Eastwood acknowledges.
Many experts therefore recommend buying high-efficiency windows and appliances as their predecessors wear out and you need to replace them anyway. Over time, the extra cost is recouped in improved efficiency.
"If your furnace is over 20 years old, you're probably paying far more to use it," says Maria Vargas, spokeswoman for Energy Star, a federal-government-backed program that promotes energy efficiency and that lends its name to energy-saving products. Furnaces bearing the Energy Star label are about 15% more efficient than a standard conventional model, says Vargas.
A Chicago resident might pay an Energy Star premium of $1,400 or so on an average home furnace for that area, Vargas says, but the savings pay off the extra cost in three or four years.
Many utilities offer discounts or rebates on energy-saving products. Call and ask. Loans are also sometimes available for major improvements that will incorporate energy-efficient products or to purchase a high-efficiency home.
Thank you, Washington (sort of)The Energy Policy Act of 2005 gives most of its $14.5 billion in tax breaks over the next 10 years to businesses, but it does throw a few bones to homeowners, says CCH Inc., a provider of tax and accounting information and software.
Homeowners who make energy-efficient improvements to existing homes can qualify for a 10% tax credit, up to $500. A credit is a dollar-for-dollar reduction in taxes, compared with a deduction, which only decreases taxable income. Improvements that can qualify include adding insulation, metal roofs coated with heat-reducing pigments, and energy-efficient windows, doors and skylights (though only $200 can come from windows).
Other items that meet certain criteria qualify for the credit with specific limitations, according to CCH: Advanced main air circulating fans can earn up to a $50 credit; some natural gas, propane or oil furnaces or hot water boilers are eligible for up to a $150 credit; and qualifying electric and geothermal heat pumps qualify for up to a $300 credit. The credits can be taken on 2006 and 2007 returns, but the total credits for the two years cannot exceed the $500 maximum, says CCH.
The act also gives homeowners a tax credit for 30% of the cost of buying and installing residential solar water heating and photovoltaic equipment, says CCH. The maximum credit is $2,000. Solar water heaters for swimming pools and hot tubs do not qualify. The credit, which expires at the end of 2007, also applies to homeowners who install fuel cells to supply electricity. The maximum credit is $500 for each 0.5 kilowatt of capacity.
Still need help?If you're really in a pinch to pay that heating bill, some agencies and governments offer help.
10 Ways to Winterize your Home – Now
You'll get a season's worth of savings and peace of mind by taking a few steps in the fall to get your home ready for cold weather.
So you've pulled your sweaters out of mothballs and found your mittens at the bottom of the coat closet. But what about your house -- is it prepared for the cold months ahead?
You'll be a lot less comfortable in the coming months if you haven't girded Home Sweet Home for Old Man Winter.
With the help of several experts, we've boiled down your autumn to-do list to 10 easy tips:
1. Clean those gutters Once the leaves fall, remove them and other debris from your home's gutters -- by hand, by scraper or spatula, and finally by a good hose rinse -- so that winter's rain and melting snow can drain. Clogged drains can form ice dams, in which water backs up, freezes and causes water to seep into the house, the Insurance Information Institute says. As you're hosing out your gutters, look for leaks and misaligned pipes. Also, make sure the downspouts are carrying water away from the house's foundation, where it could cause flooding or other water damage.
"The rule of thumb is that water should be at least 10 feet away from the house," says Michael Broili, the director of the Well Home Program for the Phinney Neighborhood Association, a nationally recognized neighborhood group in Seattle.
2. Block those leaksOne of the best ways to winterize your home is to simply block obvious leaks around your house, both inside and out, experts say. The average American home has leaks that amount to a nine-square-foot hole in the wall, according to EarthWorks Group.
First, find the leaks: On a breezy day, walk around inside holding a lit incense stick to the most common drafty areas: recessed lighting, window and door frames, electrical outlets.
Then, buy door sweeps to close spaces under exterior doors, and caulk or apply tacky rope caulk to those drafty spots, says Danny Lipford, host of the nationally syndicated TV show "Today's Homeowner." Outlet gaskets can easily be installed in electrical outlets that share a home's outer walls, where cold air often enters.
Outside, seal leaks with weather-resistant caulk. For brick areas, use masonry sealer, which will better stand up to freezing and thawing. "Even if it's a small crack, it's worth sealing up," Lipford says. "It also discourages any insects from entering your home."
3. Insulate yourself "Another thing that does cost a little money -- but boy, you do get the money back quick -- is adding insulation to the existing insulation in the attic," says Lipford. "Regardless of the climate conditions you live in, in the (U.S.) you need a minimum of 12 inches of insulation in your attic."
Don't clutter your brain with R-values or measuring tape, though. Here's Lipford's rule of thumb on whether you need to add insulation: "If you go into the attic and you can see the ceiling joists you know you don't have enough, because a ceiling joist is at most 10 or 11 inches."
A related tip: If you're layering insulation atop other insulation, don't use the kind that has "kraft face" finish (i.e., a paper backing). It acts as a vapor barrier, Lipford explains, and therefore can cause moisture problems in the insulation.
4. Check the furnaceFirst, turn your furnace on now, to make sure it's even working, before the coldest weather descends. A strong, odd, short-lasting smell is natural when firing up the furnace in the autumn; simply open windows to dissipate it. But if the smell lasts a long time, shut down the furnace and call a professional.
It's a good idea to have furnaces cleaned and tuned annually. Costs will often run about $100-$125. An inspector should do the following, among other things: • Make sure that the thermostat and pilot light are working properly.• Make sure that the fuel pipe entering your furnace doesn't have a leak.• Check the heat exchanger for cracks -- a crack can send carbon monoxide into the home.• Change the filter.
Throughout the winter you should change the furnace filters regularly (check them monthly). A dirty filter impedes air flow, reduces efficiency and could even cause a fire in an extreme case. Toss out the dirty fiberglass filters; reusable electrostatic or electronic filters can be washed.
5. Get your ducts in a row According to the U.S. Department of Energy, a home with central heating can lose up to 60% of its heated air before that air reaches the vents if ductwork is not well-connected and insulated, or if it must travel through unheated spaces. That's a huge amount of wasted money, not to mention a chilly house. (Check out this audit tool for other ideas on how to save on your energy bills this winter.)
Ducts aren't always easy to see, but you can often find them exposed in the attic, the basement and crawlspaces. Repair places where pipes are pinched, which impedes flow of heated air to the house, and fix gaps with a metal-backed tape (duct tape actually doesn't stand up to the job over time).
Ducts also should be vacuumed once every few years, to clean out the abundant dust, animal hair and other gunk that can gather in them and cause respiratory problems.
6. Face your windows Now, of course, is the time to take down the window screens and put up storm windows, which provide an extra layer of protection and warmth for the home. Storm windows are particularly helpful if you have old, single-pane glass windows. But if you don't have storm windows, and your windows are leaky or drafty, "They need to be updated to a more efficient window," says Lipford.
Of course, windows are pricey. Budget to replace them a few at a time, and in the meantime, buy a window insulator kit, Lipford and Broili recommend. Basically, the kit is plastic sheeting that's affixed to a window’s interior with double-stick tape. A hair dryer is then used to shrink-wrap the sheeting onto the window. (It can be removed in the spring.) "It's temporary and it's not pretty, but it's inexpensive (about $4 a window) and it's extremely effective," says Lipford.
7. Don't forget the chimney Ideally, spring is the time to think about your chimney, because "chimney sweeps are going crazy right now, as you might have guessed," says Ashley Eldridge, director of education for the Chimney Safety Institute of America.
That said, don't put off your chimney needs before using your fireplace, Eldridge advises. "A common myth is that a chimney needs to be swept every year," says Eldridge. Not true. But a chimney should at least be inspected before use each year, he adds. "I've seen tennis balls and ducks in chimneys," he says.
Ask for a Level 1 inspection, in which the professional examines the readily accessible portions of the chimney, Eldridge says. "Most certified chimney sweeps include a Level 1 service with a sweep," he adds.
Woodstoves are a different beast, however, cautions Eldridge. They should be swept more than once a year. A general rule of thumb is that a cleaning should be performed for every ¼ inch of creosote, "anywhere that it's found." Why? "If it's ash, then it's primarily lye -- the same stuff that was once used to make soap, and it's very acidic." It can cause mortar and the metal damper to rot, Eldridge says.
Another tip: Buy a protective cap for your chimney, with a screen, advises Eldridge. "It's probably the single easiest protection" because it keeps out foreign objects (birds, tennis balls) as well as rain that can mix with the ash and eat away at the fireplace's walls. He advises buying based on durability, not appearance.
One other reminder: To keep out cold air, fireplace owners should keep their chimney's damper closed when the fireplace isn't in use. And for the same reason, woodstove owners should have glass doors on their stoves, and keep them closed when the stove isn't in use.
Check out CSIA'S Web site for a list of certified chimney sweeps in your area.
8. Reverse that fan"Reversing your ceiling fan is a small tip that people don't often think of," says Lipford. By reversing its direction from the summer operation, the fan will push warm air downward and force it to recirculate, keeping you more comfortable. (Here's how you know the fan is ready for winter: As you look up, the blades should be turning clockwise, says Lipford.)
9. Wrap those pipes A burst pipe caused by a winter freeze is a nightmare. Prevent it before Jack Frost sets his grip: Before freezing nights hit, make certain that the water to your hose bibs is shut off inside your house (via a turnoff valve), and that the lines are drained, says Broili. In climes such as Portland, Ore., or Seattle, where freezing nights aren't commonplace, you can install Styrofoam cups with a screw attachment to help insulate spigots, says Broili.
Next, go looking for other pipes that aren't insulated, or that pass through unheated spaces -- pipes that run through crawlspaces, basements or garages. Wrap them with pre-molded foam rubber sleeves or fiberglass insulation, available at hardware stores. If you're really worried about a pipe freezing, you can first wrap it with heating tape, which is basically an electrical cord that emits heat.
10. Finally, check those alarmsThis is a great time to check the operation -- and change the batteries -- on your home's smoke detectors. Detectors should be replaced every 10 years, fire officials say. Test them -- older ones in particular -- with a small bit of actual smoke, and not just by pressing the "test" button. Check to see that your fire extinguisher is still where it should be, and still works.
Also, invest in a carbon-monoxide detector; every home should have at least one.

Conserve Energy and Water Resources

Conserve Energy and Water Resources
Ways to immediately help you save on your electric, natural gas and water usage

Install a Whole House Fan
Adding a whole house fan to your home can give you "cool" savings by reducing your central air conditioning use. Warm air will be drawn out through your attic and be replaced with cooler outdoor air, decreasing the need for air conditioning. If you install a whole house fan, it is important to have enough attic ventilation to allow a large flow of air to move through the attic. Also, in the winter, be sure to seal the fan opening to the attic with either an insulated cover or polyethylene sheet. (Attic fan, ERV)Raise Your Air Conditoner Thermostat Setting
Raise the thermostat setting of your central air conditioner and save on cooling costs. We suggest that you keep your cooling thermostat set at 78 degrees to achieve the above savings.
Replace Your Water Heater
If your water heater is over ten years old, it may soon need replacing. When looking for a new water heater, be sure to check the EnergyGuide label to help you select the most efficient water heater for your money. Look for a high "Energy Factor" (EF) rating of .62 or greater. It may cost a little more up front, but it costs less to use, so you'll save in the long run. The Gas Company is offering a rebate
Install Low Flow Showerheads
Installing low flow showerheads can save you 7 458 gallons of water every year as well as the energy required to heat the water. (low flow aerators, low flow toilets, sloan valve)
Seal Air Leaks and Caulk Cracks and Gaps Around the House
Caulking and weatherstripping is not limited to windows and doors. As much as 80 percent of outside air infiltration enters through places where two different outside materials meet. Examples of such places include where the wooden sill of the house meets the foundation, where dryer vents and fan covers pass through the wall, where plumbing pipes and telephone wires enter the house, and around electric outlets on outside walls. Look for these cracks on the interior and exterior of your house and fill them with caulk. For electrical outlets, either caulk around the electrical box or install a rubber gasket behind the cover plate. Use only caulking compounds which are flexible over large temperature ranges and that will last for many years. Check the manufacturer's label for the best type of caulk.
A Tip on Cooling
Cleaning your air conditioner filter monthly helps your unit run better, as does an annual tune up. Shading windows with eastern, southern, and especially western exposures can help reduce unwanted heat gain. It is also good to keep your drapes or blinds closed on these windows during the day. Appliances such as dishwashers, clothes washers and dryers give off heat, so try to avoid their use during the hottest times of the day. If you decide it is time to replace your existing air conditioning unit, choose the most energy-efficient model you can. (multi stage furnace and condenser)
A Tip About Improving Your Lighting Usage
Consider using ENERGY STARR labeled compact fluorescent bulbs. An 18-watt compact fluorescent bulb will give you the same amount of light as a 75-watt incandescent at 25% of the operating cost. ENERGY STARR labeled compact fluorescent bulbs also last ten times longer than incandescent bulbs. You can also reduce your lighting usage with automatic timers that switch interior lights on and off at preset times. Timers will discourage intruders while using less energy than leaving lights on all night. (LED, Photo cell, occupancy sensors)
A Comment About Security Lighting...
Your security lighting does not need to be on continually to be effective. There are three good options for reducing costs while maintaining security. Motion sensors turn the security lights on when motion is detected and turn them off again after no motion has been detected for a preset period of time, usually about 15 minutes. An automatic photoelectric cell or "electric eye" is another option for your security lighting; it will automatically turn your lights on at dusk and off at dawn. A simple timer is also effective in reducing security lighting hours by automatically switching lights on and off at preset times. (motion sensor)
Replace Your Pool Pump Motor
You may want to replace it with an energy efficient pool pump motor system, either two-speed or variable-speed. Energy efficient pool pump and motors are usually interchangeable with standard motors. New motor design improvements and construction materials have made them more energy efficient - manufacturers use more copper to reduce electrical losses and better magnetic materials to lessen mechanical losses. These upgrades often result in longer life as well as increased efficiency. (cover pool when not in use)
Turn Your Air Conditioner Into A Cash Machine
Act now and save cash while saving energy. By enrolling in our free program, you could reduce your electric bill by up to $200* this summer. Simply pick one of our three plans for controlling your air conditioning usage during peak periods and lock in savings. Visit the Summer Discount Plan
Some Tips About Clothes Drying
Dry full loads, but don't overload. Separate lightweight and heavy clothes for more energy-efficient drying. Clean the lint filter before every load to ensure reduced airflow does not increase drying time. Take advantage of warm, dry days by line-drying clothes instead of using your dryer.
A Tip About Air Duct Systems
Sealing leaky ducts can save 5% to 20% of your heating costs. If you suspect an air duct problem have a contractor check for crushed, disconnected, or leaky ducts. Ducts should be repaired with mastic-type sealant, not duct tape. Consider getting your ducts cleaned. This will increase the air flow and minimize contaminants released by your duct system. (insulate the ducts and hot water pipes)
Tips on Space Heating
Keep your heating system tuned up, just like you would a car. For peak operating efficiency, clean and change furnace filters according to manufacturer recommendations. Turn your furnace off when no one is home. Loose-fitting windows and doors will lose hot or cool air through cracks around the edges. Sealing these edges with caulk and weather-stripping will keep heat and cold air where they belong. These easy practices can save $$$ and energy.
Use an Insulated Pool Cover
If you don't already use a pool cover, consider the following benefits: pool covers help keep your pool temperature warm and constant by trapping the sun's rays to heat the water; covers also reduce the amount of water and chemicals that you will use in your pool a three-fold benefit of reduced energy, water, and chemical costs. And lastly, a well-fitted pool cover helps prevent heat loss resulting in pool heating energy savings of up to 50%.
A Tip About Your Range
By replacing your range with a new pilotless gas range, you can reduce the gas needed for cooking. This also keeps your kitchen cooler and prevents pilot light outages caused by drafts and other disturbances. Cooking Tip: Adjusting top burner flames to fit your pan size can also help reduce your energy needs. (use outdoor grill during the summer)
Use an Insulated Spa or Hot Tub Cover
Consider using an insulated spa cover. It will keep the heat in when the spa is not in use and can help lower your energy bill.

Desalinize Using Solar/wind Power - The Basics

Desalinize Using Solar Power - The Basics
Solar power is considered to be a cost effective and flexible power source. No wonder it has been used in several different ways, and one of which is in the desalination of water. If our planet is filled with water, why would millions of people suffer from water shortages? Well, maybe we are covered with water, but oceans consist of salt water, and we simply cannot drink it. The topic about converting saltwater into drinking and usable water has always been controversial. The process, known as desalination, would be able to help solve water problems in the world today, if it can be utilized on a large scale but in a cost effective manner. There are different methods for desalination, and reverse osmosis has been deemed the most popular. It is actually a filtration process and is popular in countries that have desalination plants like those found in the Caribbean or in the Mideast. Reverse osmosis has now sparked interest in China and the United States and places where there are often water shortages. But since most plants are powered by fossil fuels, many people want a desalination process wherein they can save some money and not be affected by global warming. As a result, they have turned to solar power as an energy source for desalinization plants. In this kind of desalination process, the power of the sun is built into the system and heats the saltwater, which will then turn into vapor. The vapor will then run through a condenser system that will turn it back into liquid, salt-less water. The idea of desalinizing using solar power systems is to separate the water from the salt through the use of natural systems one can find in the oceans. Solar power desalination actually tries to copy the process wherein water evaporates from the ocean to form clouds and then these clouds will turn into rain clouds and release the salt free water. Because of rising energy costs and global warming, to desalinize using solar power may prove to be very beneficial. With proper research and study, we may all be free from water problems in the future.
An effective way to increase the use of renewable energy is to utilize solar/wind energy to power up the facility and the pumps that transport the water to its destination.

“CAN WE CREATE A SOCIETY THAT IS CANDID AND HONEST”

“CAN WE CREATE A SOCIETY THAT IS CANDID AND HONEST”
Can today’s society exist with the concept of honesty, sincerity, integrity, ethical and without a façade of showmanship and playacting to impress others, without utilizing money and power to buy favors, distort the truth and twist justice, create injustice.
We should be genuine, sincere, abhor deception.
There is one way to find out if a man is honest; ask him! If he says yes you know he’s crooked.

You’ve got to be honest; if you can fake that, you’ve got it made.

The defeat of logical realism in the great medieval debate was the crucial event in the history of Western culture; from this flowed those acts which issue now in modern decadence.

Is peaceful progress through rational improvement actually possible in our cruel, greedy world?

Urge to Honesty
The 'urge to honesty', as herein defined, refers to the internal nudge we feel that inclines us toward integrity. It includes: (1) a mental "pull" that draws us to prefer true over false; (2) private inclinations to choose valid over invalid reasoning; and (3) inner wants that crave fair play.
To expand this idea, the term 'urge to honesty' is a way to name our aspirations to know the truth, our predilections to tell the truth, and our inherent eagerness to learn. It means intellectual cravings that impel us to want to reason in a valid manner, to make efforts to arrange our knowledge in coherent order, and to apply what we know to what we do. It is an intellectual relish for sound rational thinking that prods us to acquire knowledge, cultivate commonsense, pursue unbiased critical thinking, and to practice what we preach. Viewed from another direction, our urge to honesty is our propensity to overcome ignorance, to avoid deceit, to reject manipulation, and to shun hypocrisy. All of these inclinations are included in the term "urge to honesty".
All rational people start out with a lively urge to honesty and most people keep a strong desire to live in an honest world. When talking to people face to face, it is a rare case to find someone with no candid responses.
Although normal humans, in ordinary circumstance, possess a strong natural bent toward truthfulness, honesty is not cultivated enough. Prejudice, conceit, cynicism, superstition, fear and con games frequently interfere with or squelch our natural impetus to be straight forward. The deepest and most far-reaching suppressions of our inclination to honesty stem from root errors promulgated through distortions in the rational style in society.
Honesty and Commonsense
Honesty and commonsense are counterparts. Learning the virtue of honesty requires the cultivation of commonsense, and the cultivation of commonsense presupposes a commitment to honesty. However, commonsense and honesty are not exactly the same. In commonsense, the emphasis is on ability and in honesty the emphasis is on resolve and action. It takes both to reach the quality of negotiation required to achieve a just society. Honesty and commonsense are so basic to building the trust required to make a good society that, without them, our creative efforts, time after time, bring the opposite of our hopes and dreams.

Talent
Obviously, an urge to honesty presupposes a talent for honesty. To encourage honesty presumes a capacity, limited but real, to seek, tell, and use truth in appropriate ways. We do not expect honesty from creatures with no ability to distinguish true from false propositions. A fox, despite his wily ways, is not dishonest. Only humans can be honest and only humans can be dishonest.
A potential urge to honesty is natural but to become actual it must be used. Once activated, it increases the more it is applied. After a desire to be honest gains momentum, our inner inclination keeps us probing for truth to some extent even if negative prone ideologists persuade us to abandon goals of rational consistency and coherence. Because most of us hold in our minds a point of foolishness beyond which we will not go, we are protected to some extent from inanity. Our natural urge to honesty provides us with a measure of immunity from corrupt dialectical theories.
A taste of truth easily activates our desire to know. Putting aside problems of brain damage and serious nurtural deprivation, normal people begin to exercise truth-acquiring talents at an early age. Soon new learners connect bits of knowledge in rational relations. They test their conclusions in practice and evaluate consequences. With encouragement, this process accelerates and becomes habitual. In advanced civilizations, encouraging a search for truth is part of the education process. The more students are encouraged to seek truth, the more they will join in humanities quest for knowledge. Acquiring and sharing knowledge goes on and on.
Every rationally functional person has some integrity and practices honesty to some degree. When we nurture our impulse to be honest, it becomes a source of energy and pleasure. Admittedly, a few, described in clinical terms as psychopaths, seem to have almost no inner urge to honesty. Perhaps these unfortunates cannot distinguish their own imagination from reality. However, attempts to cure them presupposes that an inclination exists to be awakened if we could discover how.
Although not always dominant, the urge to honesty resides to some degree in all non-psychopathic persons who are rationally mature enough to function in society. People who share developed commitment to honesty enjoy being together.
Virtue of Honesty
The virtue of honesty does not require stupidity. To be honest one need not out every rude thought that comes to his or her head with no regard of the consequences. The honest speaker tells the truth that needs to be told, when it needs to be told, the way it needs to be told. The virtue of honesty does not hinge on one proposition told truly, but on many propositions well knitted. An honest person digs for truth and puts truths found in prudent perspective.
Well developed honesty arranges bits of truth in proportion to long term value. Although the virtue of honesty presupposes propositional veracity, honesty is not one truth lived but, rather, is an integration of many truths held in an interconnected network of tested belief. Mature honesty presupposes judgments measured one to another, and applied to situations in an unbiased logical manner. The virtue of honestly grows out of a wholesome inter-relation of fact and principle in which we value truths proportionally and applied them with care. To live in a society that cultivates honesty is a privilege.
Commitment
As mentioned, honesty develops from commitment. We gage the depth of an individual’s commitment to pursue truth by their perseverance over obstacles. Strange to say, those with firm commitment to honest living rarely put their conviction in words and those with the strongest private commitment to seek truth often say the least. However, the intensity of inner resolve speaks for itself. By noticing the way responsible people act, we soon recognize that their personality proclaims integrity. Clearly, individual commitment to honesty cannot be measured by bragging but, rather, by doing. Some, with the deepest mettle, would be genuinely surprised to learn they held a more than usual determination to be truthful.
Odd to say, those who put on a show of honesty, often prove to be the worst hypocrites. Who gives more lip service to ‘honor’, and ‘virtue’ than the charlatan setting up his mark for the take? Because people bent toward deception misuse the symbols of honesty, we quickly learn that, when slick speakers talk about ‘truth’, we best prepare for a trip through fantasy land. As Augustine said of the Manicheans,
"They cry ‘Truth’, ‘Truth’ ‘Truth’, and tell ‘lies’, ‘lies’, ‘lies’".
The specific deception of the fabricator might be relatively innocuous but the long term effect is ominous because the fabricator gives a bad name to our highest ideals. The damage done by rogues, con artists, and sorcerers goes far beyond the malice of the individuals involved.